Business Lines of Credit

Keep your operation running like clockwork with a line of credit that’s there when you need it — for inventory, seasonal demands, and much more.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
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  • Competitive rates for a wide range of long-term or seasonal business needs**:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used*
  • Funds easily available via in-person, writing a check from your Business Line of Credit, or transferring between Portage Community Bank accounts
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
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*Consult a tax advisor.

**Subject to underwriting guidelines